Homeowner Insurance – Sound Insurance Northwest
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Formerly Sound Business & Health Insurance

Homeowner Insurance

Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

The Right Coverage. The Right Price. The Right Value.

The amount you pay for your homeowners insurance depends on many factors. Think of your personal housing situation, and the assets you want to protect.

Protection for Your Home

Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.

Protection for You and Other People

Personal Liability Coverage applies if someone is injured, or their property is damaged, and you are responsible. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued.

Medical Coverage

This covers medical expenses for guests if they are injured on your property. It does not cover health care costs for you or other members of your household.

Additional Living Expenses

If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses (commonly for up to 24 months) while damage is assessed, and your home is repaired or rebuilt.

Protection for Your Belongings

Your home is filled with furniture, clothes, electronics, and other items that are important to you. Personal Property Insurance helps replace these items if they are lost, stolen, or destroyed as a result of a covered loss.

Scheduled Personal Property Coverage

If you have special possessions such as jewelry, art, antiques, or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items.

If You Rent Out Your Home

Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings.

(253) 858-9988

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Gig Harbor, WA Insurance Agents

Sound Insurance Northwest is proud to have a team of local insurance agents standing by to assist you with questions about coverages, claims, or anything else related to your car insurance policy. Call or drop by our office in Gig Harbor to enjoy friendly local service from an agency you can trust.

Ready for the next step?

Call us at (253) 858-9988 or request a quote.

Formerly Sound Business & Health Insurance

Sound Insurance Northwest

3312 Rosedale Street, Suite 103
Gig Harbor, WA 98335

(253) 858-9988

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