Vehicle / Car Insurance – Sound Insurance Northwest
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Formerly Sound Business & Health Insurance

Vehicle / Car Insurance

Auto, ATV, RV, Motorcycle, Boat, Classic Car

Great Rates! Monthly Payments Available

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

How much auto insurance is right for you?

We can help you determine the best coverage for your needs. Every person is uniquetalk to us today to find out how to get the best price and value on your auto insurance.

Definitions:

Bodily injury liability coverage (BI)
If an insured person is legally liable for an accident, BI coverage pays for death or injuries to people involved in the accident other than the insured driver. BI also pays for legal defense costs if you’re sued.

Property damage liability coverage (PD)
If an insured person is legally liable for an accident, PD coverage pays for damage to others’ property resulting from the accident. PD also pays for legal defense costs if you’re sued.

Uninsured motorist coverage (UM)
If a driver or owner of a vehicle does not have insurance and is legally liable for an accident, you can use UM coverage for injuries, including death, that you, your resident relatives, and occupants of your insured vehicle sustain, up to the limits you select.

Personal injury protection (PIP) coverage
PIP is a coverage in which the auto insurance company pays, within the specified limits, the medical, hospital and funeral expenses of the insured person, people in the insured vehicle and pedestrians struck by the insured vehicle. PIP coverage is typically available in no-fault automobile insurance states.

Collision Insurance
Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance (Other than Collision)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by any state, you will probably need it if your car is financed.

(253) 858-9988

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Gig Harbor, WA Insurance Agents

Sound Insurance Northwest is proud to have a team of local insurance agents standing by to assist you with questions about coverages, claims, or anything else related to your car insurance policy. Call or drop by our office in Gig Harbor to enjoy friendly local service from an agency you can trust.

Ready for the next step?

Call us at (253) 858-9988 or request a quote.

Formerly Sound Business & Health Insurance

Sound Insurance Northwest

3312 Rosedale Street, Suite 103
Gig Harbor, WA 98335

(253) 858-9988

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